Why Employment Practices Liability Insurance (EPLI) Is Critical for All Businesses

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD   Accusations and harassment cases have been steadily rising over the past couple of years. In 2018, the United States Equal Employment Opportunity Commission (EEOC) received more than 7,600 sexual harassment charges and complaints, an increase of nearly 14 percent from last year. In … Continue reading Why Employment Practices Liability Insurance (EPLI) Is Critical for All Businesses

How Employees Can Get You Sued

By Ben Simmons, CLCS, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Depending on the circumstances, your company can be held legally responsible for harm caused by the bad acts of your employees. An accident with a company vehicle, harassment of a coworker or customer, damage to a customer’s property due to intentional negligence … Continue reading How Employees Can Get You Sued

The Impact of Foreign Workers on U.S. Employers

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  The U.S. is known as the “land of opportunity.” And because of this, people from around the world are attracted to live and work in America, seeking both high- and low-skilled jobs. The increase in labor creates more competition in the workforce and sometimes, … Continue reading The Impact of Foreign Workers on U.S. Employers

Insurance Needs for General Contractors and Subcontractors

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Bringing a construction project to life is a team effort. There’s usually a general contractor, who is responsible for the full management of the project, but there’s also a group of subcontractors, who perform the actual work itself. When it comes to insurance … Continue reading Insurance Needs for General Contractors and Subcontractors

What I thought Insurance Was, What It Actually Is, and What I’ve Learned

By Michael Crowell, Associate Georgetown Insurance Service, Inc. Silver Spring, MD When I first decided to embark upon a new career in insurance, I was all in. I plunged head first into a new career, confident that I would succeed. Expecting an adjustment period and some initial growing pains, I’m going to be honest with you…I … Continue reading What I thought Insurance Was, What It Actually Is, and What I’ve Learned

5 Types of Coverage Every Business Needs

Business insurance can be incredibly complex. Every company’s insurance needs will differ based on factors like industry, location, and size. However, regardless of these factors, there are a number of core coverages that every business should have. If you own a business, then this article is for you. We’ve compiled a list of five coverages … Continue reading 5 Types of Coverage Every Business Needs