By Ben Simmons, Associate Georgetown Insurance Service, Inc. Silver Spring, MD Part of responsible homeownership is keeping your house maintained and updated. This often requires outside help and expertise. While we always encourage shopping and supporting local businesses, we do recommend that you take the time to carefully consider and vet any and all contractors … Continue reading Making Sure Your Contractors are Insured – Part 1
With accusations and harassment cases capturing headlines in 2017, it is not surprising a best practice for businesses and organizations is emerging: an investment in an Employment Practices Liability Insurance (EPLI) Policy. Today, it makes sense for businesses to proactively protect themselves against the ever-growing possibility of a lawsuit. EPLI offers businesses protection against a … Continue reading Now Is the Time to Invest in EPLI
Buying a house or choosing where to rent is not a decision to take lightly. You will want to explore the area, check out different neighborhoods, and – obviously — tour the properties. All of this can be difficult if you don’t have a good realtor who has your best interests in mind. What would … Continue reading Five Reasons You Should Work with an Independent Agent
By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Volunteers play an important role in many organizations in both the nonprofit and for profit arenas. Have you thought about what happens if your company’s volunteer (such an unpaid intern), gets injured on the job, assaults an employee, or sues you for discrimination? Would … Continue reading Should You Insure Your Volunteers?
By Remmie Butchko , CIC Georgetown Insurance Service, Inc. Silver Spring, MD We have all experienced the many ways technology has changed how we go about our daily lives. For the most part, technological advances have resulted in positive outcomes. Unfortunately, technological advances have also changed the way criminals steal, as well. Historically, Crime Insurance … Continue reading Cyber Crime – How to Protect Yourself
By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Does Your Business Need Liquor Liability Insurance? Serving your guests alcohol at a company-sponsored event is nothing new and actually expected by many guests. What damage could one beer or glass of wine really do? I mean, we’re all adults right? Well, unfortunately one … Continue reading Need Liquor Liability Insurance?
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD My last post discussed potential issues with General Liability (GL) insurance as it relates to damaging or destroying electronic media, information, or data that is owned by others. Because GL policies intend to cover “Property Damage,” and electronic data is no longer considered to … Continue reading Cyber Liability – Failure to Protect Information
Workers’ compensation insurance can be a complex coverage to understand. Workers’ compensation insurance is a federal requirement that every state must provide and each state determines its own methodology. It is important that business owners take the time to research and review their policies and establish workplace best practices. WHAT is Workers’ Compensation Insurance? The … Continue reading Answering the What, Who, and Why of Workers’ Compensation