By Joseph Lalla, Commercial Lines Coverage Specialist Georgetown Insurance Service, Inc. Silver Spring, MD Having adequate liability coverage should be a top priority for every business, particularly those who operate or drive large vehicles. Accidents are expensive and larger vehicles, such as buses, have the potential to cause millions of dollars in damage. Typically, these … Continue reading Gap Insurance – Protecting Maryland’s School Bus Contractors
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD When entering into agreements, such as leases, construction agreements, etc. it is critical to understand the structure of insurance and indemnity provisions. These agreements can be very complex, and you need to maintain control over liability, so you don’t put your business’ future at … Continue reading The Basics to Understanding Insurance and Indemnification Clauses
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Insurance costs have always been top a concern for Contractors of all trades. Insurance costs are usually a “top 5” expense up with payroll, material cost, vehicle expenses, etc. We frequently see several areas where money can be saved with a few quick-fixes. Sometimes … Continue reading 5 Ways Contractors Can Lower Workers Compensation Costs
By: Ben Simmons, Account Executive 301-681-9645 x. 219 The Occupational Safety and Health Administration (OSHA) recently issued a new rule that will require certain employers to electronically submit their company’s onsite injury and illness data. The new rule became effective January 1, 2017 and will affect the following two groups: Companies with 250 or more … Continue reading **UPDATED** OSHA’S NEW ONSITE INJURY AND ILLNESS DATA RULE: IS YOUR BUSINESS AFFECTED?
One of our clients Reston Limousine was featured in the Washington Business Journal. Read more on how their fleet is changing with the times as they continue to grow their business. Click here to see the full article.
By Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Wage-and-hour claims happen when employees file lawsuits against their employers regarding an alleged failure to pay overtime wages. Wage and Hour lawsuits have increased substantially over the past 10 years and they will continue to increase as more and more disgruntled ex-employees file lawsuits … Continue reading WAGE-AND-HOUR CLAIMS
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD As Professional Insurance Agents this is one of our most frequently asked questions …..How much insurance is enough? What Limit of Insurance should I buy? What is the “right” amount of coverage? For insurance buyers, it is one of the most commonly evaded questions … Continue reading What are Adequate Limits for Personal Auto Insurance?
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD When most of our customers purchase insurance, they consider “what ifs” about things that could happen TO them. What if someone hits me in an automobile accident? What if my house catches on fire? What if a tree falls through my garage? It is … Continue reading 5 Ways Your Children Will Get You Sued