By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Driverless or self-driving cars might sound like something out of a science fiction novel. But the technology has already become a reality. In fact, research and computer modeling conducted by Accenture and the Stevens Institute of Technology projected that by the year 2035 nearly … Continue reading Driverless Cars and Insurance: How Does it Work?
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Do I really need auto insurance?” Even if you think you’re the safest driver out there, the answer to this question is an unequivocal yes. Auto insurance is a critical purchase and it’s required in all states, except for New Hampshire. Whether you … Continue reading Auto Insurance 101: What You Need to Know
In our latest craziest claim, an overeager interviewee took rejection a bit too far. One of our clients, a sand and gravel hauler, was conducting interviews to fill an open position. After being denied employment, one potential applicant took it upon himself to demonstrate his eligibility. In his delusional haste to prove himself, he stole … Continue reading Craziest Claim of the Month – “Down in the Dumps”
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year — a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD We are constantly asked why auto insurance premiums are going up so regularly. Unfortunately, I can tell you from a recent life experience. I was at a swim meet, and another driver was nice enough to “hit and run” the front end of my … Continue reading Why is my Auto Insurance premium going up?
We all do it. We all forget. We forget to turn our headlights off, close the gas cap, or take our coffee off the top of the car before driving off. Sometimes those mind slips can be funny…other times they can be outright disastrous. In this month’s craziest claim, one tiny forgetful incident led to … Continue reading Craziest Claim of the Month – “Mind Slip…Major Damage”
Accidents can happen anywhere, anytime, and to anyone. As the owner of a liquor store, one could expect a reasonable amount of liability to come with that territory. However, in this month’s craziest claim, one business owner was left wondering what in the world had happened as his livelihood (aka liquor) started flowing out … Continue reading Craziest Claim of the Month – “Bad Luck Booze”
Swimming pool cleaning often requires the use of strong chemicals and acids. Due to their associated risk, the chemicals should never be used by anyone but licensed and trained professionals. However, even then accidents can happen. One of our clients, a pool service company, experienced just that despite having their employees undergo extensive training regarding … Continue reading Craziest Claim of the Month – The “Acid”ent