By Kristy Parker, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Becoming a parent for the first time is simultaneously one of the most terrifying and rewarding experiences. Everyone around you is offering advice on how to prepare and what to expect — regardless of whether you asked them in the first place. You may … Continue reading Why You Should Buy Life Insurance for Your Child
By Joseph Lalla, Commercial Lines Coverage Specialist Georgetown Insurance Service, Inc. Silver Spring, MD Having adequate liability coverage should be a top priority for every business, particularly those who operate or drive large vehicles. Accidents are expensive and larger vehicles, such as buses, have the potential to cause millions of dollars in damage. Typically, these … Continue reading Gap Insurance – Protecting Maryland’s School Bus Contractors
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Insurance costs have always been top a concern for Contractors of all trades. Insurance costs are usually a “top 5” expense up with payroll, material cost, vehicle expenses, etc. We frequently see several areas where money can be saved with a few quick-fixes. Sometimes … Continue reading 5 Ways Contractors Can Lower Workers Compensation Costs
By Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Wage-and-hour claims happen when employees file lawsuits against their employers regarding an alleged failure to pay overtime wages. Wage and Hour lawsuits have increased substantially over the past 10 years and they will continue to increase as more and more disgruntled ex-employees file lawsuits … Continue reading WAGE-AND-HOUR CLAIMS
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD As Professional Insurance Agents this is one of our most frequently asked questions …..How much insurance is enough? What Limit of Insurance should I buy? What is the “right” amount of coverage? For insurance buyers, it is one of the most commonly evaded questions … Continue reading What are Adequate Limits for Personal Auto Insurance?