5 Things You Should Know About Flood Insurance

Spring is here and the rainfall has already started. Rain is essential to keep our lands healthy but can also cause lots of unwanted damage. Residents and businesses should contact their insurance agent to review their flood insurance policies, or lack thereof, to see where they may fall short. The damage caused by flooding can … Continue reading 5 Things You Should Know About Flood Insurance

Insurance Coverage: Water Damage v. Flood Damage

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD   There is often confusion over Property Insurance losses that involve water damage. For many property owners, flood damage and water damage get lumped into the same bucket. Basically, “my stuff got drenched and now it is a mess (or even destroyed).”  But in … Continue reading Insurance Coverage: Water Damage v. Flood Damage

Get Familiar with Flood Insurance

By Carolyn Paulochik, CIC Georgetown Insurance Service, Inc. Frederick, MD  21703 It’s a common misconception that you only need flood insurance if you own property in a flood-prone state like Florida, Louisiana, Georgia, or the Carolinas. But the truth is, floods can (and do) happen anywhere. Changing weather conditions in recent years have caused flooding … Continue reading Get Familiar with Flood Insurance

Preparedness Month: Check Your Insurance Coverage

As we discussed in our blog earlier this month, September is National Preparedness Month, an initiative by the Ready Campaign “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies” (source). This week’s theme is ‘Check Your Insurance Coverage.’ If a disaster strikes, insurance is your first line of … Continue reading Preparedness Month: Check Your Insurance Coverage