By Patti Maluchnik, CIC, CBIA, Account Executive Georgetown Insurance Service, Inc. Even in today’s world, many companies still don’t have a workplace safety manual. And if they do, it’s usually outdated or too long and confusing. In the construction industry, a job can be completely shut down if OSHA requirements aren’t closely followed. Not … Continue reading OSHA Safety: Assembling a Manual So Employees Know Their Rights
By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Your business’ Experience Modification Rating (EMR) directly impacts your Workers’ Compensation premiums. This blog will explain what an EMR is, what factors contribute to the calculation of your company’s EMR, and share some tips on how you can lower it. What is an Experience … Continue reading Experience Modification Ratings – How Is It Calculated and Can You Lower It?