COVID-19 Insurance Issues and Concerns

By Remmie Butchko, CIC Georgetown Insurance Service Silver Spring, MD   COVID-19 has shut down many businesses either due to state mandated stay-at-home orders or infections in the office or place of work, such as construction sites.  While business owners are trying to make ends meet with reduced revenue, complete closures, COVID-19 affected employees and … Continue reading COVID-19 Insurance Issues and Concerns

Why Return To Work Programs Are a Win-Win

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD 21703 Return to work programs are an underutilized and undervalued tool that businesses in all industries should look to leverage. These programs have an even larger impact in industries such as construction, where Workers Compensation claims tend to be more prevalent. Not only are … Continue reading Why Return To Work Programs Are a Win-Win

What I thought Insurance Was, What It Actually Is, and What I’ve Learned

By Michael Crowell, Associate Georgetown Insurance Service, Inc. Silver Spring, MD When I first decided to embark upon a new career in insurance, I was all in. I plunged head first into a new career, confident that I would succeed. Expecting an adjustment period and some initial growing pains, I’m going to be honest with you…I … Continue reading What I thought Insurance Was, What It Actually Is, and What I’ve Learned

Experience Modification Ratings – How Is It Calculated and Can You Lower It?

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Your business’ Experience Modification Rating (EMR) directly impacts your Workers’ Compensation premiums. This blog will explain what an EMR is, what factors contribute to the calculation of your company’s EMR, and share some tips on how you can lower it. What is an Experience … Continue reading Experience Modification Ratings – How Is It Calculated and Can You Lower It?

5 Types of Coverage Every Business Needs

Business insurance can be incredibly complex. Every company’s insurance needs will differ based on factors like industry, location, and size. However, regardless of these factors, there are a number of core coverages that every business should have. If you own a business, then this article is for you. We’ve compiled a list of five coverages … Continue reading 5 Types of Coverage Every Business Needs