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OSHA Safety: Assembling a Manual So Employees Know Their Rights

By Patti Maluchnik, CIC, CBIA, Account Executive Georgetown Insurance Service, Inc.   Even in today’s world, many companies still don’t have a workplace safety manual. And if they do, it’s usually outdated or too long and confusing. In the construction industry, a job can be completely shut down if OSHA requirements aren’t closely followed. Not … Continue reading OSHA Safety: Assembling a Manual So Employees Know Their Rights

Did You Know…. If Your Child has a “Business” Your Basic Homeowners Insurance Policy Doesn’t Cover Them?

If your child has a “business” they’re getting paid for, such as babysitting, lawn mowing, snow shoveling, or car washing, your basic homeowners insurance policy doesn’t cover them? For many older children and teens, babysitting, mowing lawns, shoveling snow or washing cars is their first ever job. It’s a great way for kids to test … Continue reading Did You Know…. If Your Child has a “Business” Your Basic Homeowners Insurance Policy Doesn’t Cover Them?

5 Misconceptions About the Insurance Industry

Insurance is complicated – but it’s also a necessity. It helps to protect us from the uncertainty we all face in our day-to-day lives. But with endless information available online, it can be tough for people to distinguish between what’s true and what’s false. While there are many misconceptions floating around about insurance, here are … Continue reading 5 Misconceptions About the Insurance Industry

Insurance Tip: Had an auto accident but think it’s just minor damage? Here’s why you should file a claim anyway

Many people who are involved in minor collisions—often called “fender benders”—avoid reporting these types of accidents to their insurance companies. But why is that? Well, many individuals assume that their insurance rates will increase. They also believe that they can work things out with the other driver without involving the insurance companies. In fact, some … Continue reading Insurance Tip: Had an auto accident but think it’s just minor damage? Here’s why you should file a claim anyway

Ways to Reduce Workers’ Compensation Costs

By Patrick Keightley, CIC, Vice President Georgetown Insurance Service, Inc. The easiest way to reduce your workers’ compensation premium is to prevent losses for occurring in the first place. While that might seem like an obvious answer, it’s much easier said than done in some cases. However, it’s true nonetheless. If your company’s workers’ compensation … Continue reading Ways to Reduce Workers’ Compensation Costs

Employee Handbooks: What Should Yours Include?

Employee handbooks are an important piece of education for all employees. This document is more than a handful of papers provided to new hires, it’s a critical asset that sets the tone for workplace interaction, communicates company policies, and promotes problem solving, fairness and consistency among employees. It sets forth the expectations of your employees … Continue reading Employee Handbooks: What Should Yours Include?

What’s in Store for 2020?

2019 has been full of ups and downs. And just like 2018, this year has brought change to the insurance industry. From cyber-attacks to sexual harassment, here are some areas you can expect to see grow in 2020: Cyber: Cyber-attacks continue to get more complicated and complex every year. According to a recent Malwarebytes report, … Continue reading What’s in Store for 2020?

Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers

Did You Know… You can add coverage to your auto insurance policy to cover you if you’re in an accident with an uninsured or underinsured driver. Getting into a car accident is an incredibly stressful event. And getting into a car accident with an uninsured or underinsured motorist can send your stress levels straight through … Continue reading Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers