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PART I: Employee Handbooks: What Should Yours Include?

Employee handbooks are an important piece of education for all employees. This document is more than a handful of papers provided to new hires, it’s a critical asset that sets the tone for workplace interaction, communicates company policies, and promotes problem solving, fairness and consistency among employees. It sets forth the expectations of your employees … Continue reading PART I: Employee Handbooks: What Should Yours Include?

What’s in Store for 2020?

2019 has been full of ups and downs. And just like 2018, this year has brought change to the insurance industry. From cyber-attacks to sexual harassment, here are some areas you can expect to see grow in 2020: Cyber: Cyber-attacks continue to get more complicated and complex every year. According to a recent Malwarebytes report, … Continue reading What’s in Store for 2020?

Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers

Did You Know… You can add coverage to your auto insurance policy to cover you if you’re in an accident with an uninsured or underinsured driver. Getting into a car accident is an incredibly stressful event. And getting into a car accident with an uninsured or underinsured motorist can send your stress levels straight through … Continue reading Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers

A Closer Look at OCIP and CCIP Insurance

Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD   In the construction industry, Owner-Controlled Insurance Programs (OCIPs) and Contractor-Controlled Insurance Programs (CCIPs) – also commonly referred to as “Wrap-Up” or “Wrapped” insurance plans –  have caused increasing confusion in recent years. The concept of these programs involves the project owner (OCIP) or prime … Continue reading A Closer Look at OCIP and CCIP Insurance

Insurance Tip: Why It’s Critical for Your Contractors and Vendors to Be Licensed & Insured

Are you thinking of renovating an old kitchen, installing a hot tub or building an in-law suite? While it might seem enticing and budget-friendly to DIY or hire an (unlicensed) friend to help with these projects, when it comes to home maintenance, the cheapest routes are usually not the safest. Many people don’t understand the … Continue reading Insurance Tip: Why It’s Critical for Your Contractors and Vendors to Be Licensed & Insured

Insurance Tip: Have an Older Vehicle? You Could Save Money by Dropping Collision

Everyone’s always looking to save money on their car insurance. Although having collision coverage isn’t required by law, if you have a car loan or are leasing a vehicle, your lending institution will likely require both collision and comprehensive coverage. But what if you have older vehicle(s) that are fully paid off? Collision insurance coverage … Continue reading Insurance Tip: Have an Older Vehicle? You Could Save Money by Dropping Collision

Benefits of Fleet Management Systems

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD   Your fleet of vehicles is a critical component of your business. And for some companies, their fleet is the heart of their business. Fleet management systems can help you keep track of and manage commercial vehicles such as cars, trucks, vans, heavy … Continue reading Benefits of Fleet Management Systems

Did You Know – Life Insurance

Did you know… Among those individuals with life insurance, about 1 in 5 say that they don’t have enough. While approximately 60 percent of all people in the United States were covered by some type of life insurance in 2018, many consumers are still confused about the types of life insurance – and how much … Continue reading Did You Know – Life Insurance