Blog

Drug-Free Workplace Programs – Why You Need One

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Implementing a drug-free workplace program can provide employers with many benefits and incentives. From saving money on their workers’ compensation premiums to improving employee morale, these valuable programs are typically viewed as a win-win for everyone involved. What Is a Drug-Free Workplace Program? A … Continue reading Drug-Free Workplace Programs – Why You Need One

Craziest Claim of the Month – “An Unfortunate Discovery”

In this month’s craziest claim, some homeowners make an unfortunate (and disgusting) discovery. One of our clients had hired a temporary worker to assist with a project at a customer’s house. After dropping the worker and equipment off for the day, the driver left with the promise to return later that afternoon for pick-up. All … Continue reading Craziest Claim of the Month – “An Unfortunate Discovery”

Life at Georgetown – Patti Maluchnik

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Describe your job. My job is essentially commercial sales. I primarily work with clients in the DC-Metro area, but I also get to work with clients nationwide. I work out of our Frederick office. A large part of my job is networking and attending … Continue reading Life at Georgetown – Patti Maluchnik

The Six Insurance Trends to Keep an Eye on in 2019

By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year ­­— a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019

Builders’ Risk — Covering Construction Liability

By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD One undeniable fact about the construction industry is that there is always the presence of risk. While contractors do have control over many factors, they simply cannot control them all. Even the most careful companies or observant property owners can find themselves … Continue reading Builders’ Risk — Covering Construction Liability

Life at Georgetown – Joseph Smith

By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD Describe your job. What do you do?  I provide advice and specific insurance coverage to owners of businesses, with a focus on income producing property accounts, such as apartment owners, shipping center owners, office buildings, etc. How/Why did you get into the … Continue reading Life at Georgetown – Joseph Smith

Craziest Claim of the Month – “It’s a Hard Rock Life”

In this month’s craziest claim, we leave with the sobering reminder of how quickly a seemingly harmless situation can escalate. As with most of our craziest claims…it started as an ordinary day. One of our clients, a contractor, had two employees who were working in a yard. One employee picked up a small rock and … Continue reading Craziest Claim of the Month – “It’s a Hard Rock Life”

How Workers Compensation Underwriters are Looking at You

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD The world of insurance underwriting has changed to keep up with today’s business world. It used to be buyers submitted an insurance application along with 3-5 years of loss history, they received a quote and then a policy was issued if the quote was … Continue reading How Workers Compensation Underwriters are Looking at You