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Insurance Tip: Have an Older Vehicle? You Could Save Money by Dropping Collision

Everyone’s always looking to save money on their car insurance. Although having collision coverage isn’t required by law, if you have a car loan or are leasing a vehicle, your lending institution will likely require both collision and comprehensive coverage. But what if you have older vehicle(s) that are fully paid off? Collision insurance coverage … Continue reading Insurance Tip: Have an Older Vehicle? You Could Save Money by Dropping Collision

Benefits of Fleet Management Systems

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD   Your fleet of vehicles is a critical component of your business. And for some companies, their fleet is the heart of their business. Fleet management systems can help you keep track of and manage commercial vehicles such as cars, trucks, vans, heavy … Continue reading Benefits of Fleet Management Systems

Did You Know – Life Insurance

Did you know… Among those individuals with life insurance, about 1 in 5 say that they don’t have enough. While approximately 60 percent of all people in the United States were covered by some type of life insurance in 2018, many consumers are still confused about the types of life insurance – and how much … Continue reading Did You Know – Life Insurance

Insurance Coverage: Water Damage v. Flood Damage

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD   There is often confusion over Property Insurance losses that involve water damage. For many property owners, flood damage and water damage get lumped into the same bucket. Basically, “my stuff got drenched and now it is a mess (or even destroyed).”  But in … Continue reading Insurance Coverage: Water Damage v. Flood Damage

Business Interruption Insurance – Common Considerations & Oversights

Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD   When it comes to building an effective business insurance program, a very important consideration is the determination of Business Interruption (BI) Insurance, also commonly known as Business Income and Extra Expense Coverage. Determining an adequate limit of insurance for BI is exceptionally challenging because … Continue reading Business Interruption Insurance – Common Considerations & Oversights

Crash the company car? Here are 5 steps to take if you’re involved in a commercial/business vehicle accident.

Accidents happen. And if you’ve never been in one, consider yourself lucky. In fact, the average American driver can expect to be in three or four accidents in their lifetime – and that’s just as likely to happen while driving a company vehicle as it is driving your family car. In general, companies are usually … Continue reading Crash the company car? Here are 5 steps to take if you’re involved in a commercial/business vehicle accident.

Life at Georgetown – Tim Pyle

By Tim Pyle, Associate Georgetown Insurance Service, Inc. Silver Spring, MD   Describe your job. What do you do? I’m an associate at Georgetown Insurance Service and have been with the agency since December 2018. My job is to analyze insurance policies for business owners and ensure they have the proper coverage they need. Or, … Continue reading Life at Georgetown – Tim Pyle

National Preparedness Month: It’s Time to Review Your Insurance Coverage

September is recognized as National Preparedness Month. An initiative by Ready.gov, the month aims to encourage and remind Americans to prepare for disasters or emergencies at home, at work and in the community. This year’s theme is “Prepared, Not Scared” and its goal is to help homeowners and business owners develop a proactive plan of … Continue reading National Preparedness Month: It’s Time to Review Your Insurance Coverage