The Six Insurance Trends to Keep an Eye on in 2019

By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year ­­— a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019

Craziest Claim of the Month – “It’s a Hard Rock Life”

In this month’s craziest claim, we leave with the sobering reminder of how quickly a seemingly harmless situation can escalate. As with most of our craziest claims…it started as an ordinary day. One of our clients, a contractor, had two employees who were working in a yard. One employee picked up a small rock and … Continue reading Craziest Claim of the Month – “It’s a Hard Rock Life”

How Workers Compensation Underwriters are Looking at You

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD The world of insurance underwriting has changed to keep up with today’s business world. It used to be buyers submitted an insurance application along with 3-5 years of loss history, they received a quote and then a policy was issued if the quote was … Continue reading How Workers Compensation Underwriters are Looking at You

Craziest Claim of the Month – “Groundhog Gone Wild”

You know those stories. Those ones that get told over and over again. Well that’s exactly what’s coming your way this month. September’s craziest claim is a legend around the office. One our clients had a team working at a job site where they came across a groundhog hole. Despite being told to leave the … Continue reading Craziest Claim of the Month – “Groundhog Gone Wild”

Craziest Claim of the Month – “Mind Slip…Major Damage”

We all do it. We all forget. We forget to turn our headlights off, close the gas cap, or take our coffee off the top of the car before driving off. Sometimes those mind slips can be funny…other times they can be outright disastrous. In this month’s craziest claim, one tiny forgetful incident led to … Continue reading Craziest Claim of the Month – “Mind Slip…Major Damage”

Looking Past the Premium

By: Patrick Keightley, CIC, Vice President Georgetown Insurance Service, Inc. Silver Spring, MD There is no denying that Workers’ Compensation is complex.  When choosing a carrier, it is imperative that businesses evaluate a number of factors…not just simply choose based on the premium costs. Two factors that are often overlooked are how carriers historically handle … Continue reading Looking Past the Premium

Why Return To Work Programs Are a Win-Win

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD 21703 Return to work programs are an underutilized and undervalued tool that businesses in all industries should look to leverage. These programs have an even larger impact in industries such as construction, where Workers Compensation claims tend to be more prevalent. Not only are … Continue reading Why Return To Work Programs Are a Win-Win

Craziest Claim of the Month – “Bad Luck Booze”

  Accidents can happen anywhere, anytime, and to anyone. As the owner of a liquor store, one could expect a reasonable amount of liability to come with that territory. However, in this month’s craziest claim, one business owner was left wondering what in the world had happened as his livelihood (aka liquor) started flowing out … Continue reading Craziest Claim of the Month – “Bad Luck Booze”