Maryland’s Updated Smoke Alarm Law On January 1, 2018 Maryland rolled out a new smoke alarm law for residences. For homeowners, the new law will require the replacement of all smoke alarms when they are 10 years old (from the date of manufacture). In addition, homeowners must replace battery-only operated smoke alarms with units powered by … Continue reading Maryland – Have you updated your smoke alarms yet?
2017 has proven itself to be anything but predictable, and has certainly kept the insurance industry on its toes. As the year comes to an end and 2018 begins, we can’t help but wonder what the next twelve months may hold. While we can’t predict the future, here are five trends to keep an eye … Continue reading Insurance Trends to Look for in 2018
By Ben Simmons, Associate Georgetown Insurance Service, Inc. Silver Spring, MD Part of responsible homeownership is keeping your house maintained and updated. This often requires outside help and expertise. While we always encourage shopping and supporting local businesses, we do recommend that you take the time to carefully consider and vet any and all contractors … Continue reading Making Sure Your Contractors are Insured – Part 1
Buying a house or choosing where to rent is not a decision to take lightly. You will want to explore the area, check out different neighborhoods, and – obviously — tour the properties. All of this can be difficult if you don’t have a good realtor who has your best interests in mind. What would … Continue reading Five Reasons You Should Work with an Independent Agent
Rainfall can be a beautiful thing. It provides the hydration essential to keep our land healthy, nourished, and beautiful. However, as with all good things (chocolate, for example), moderation is key…but you can’t exactly control mother nature. Recent hurricanes, storms, and excessive rainfall have residents and businesses examining their flood insurance… and for a good … Continue reading 5 Things You Need to Know About Flood Insurance
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD As Professional Insurance Agents this is one of our most frequently asked questions …..How much insurance is enough? What Limit of Insurance should I buy? What is the “right” amount of coverage? For insurance buyers, it is one of the most commonly evaded questions … Continue reading What are Adequate Limits for Personal Auto Insurance?
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD When most of our customers purchase insurance, they consider “what ifs” about things that could happen TO them. What if someone hits me in an automobile accident? What if my house catches on fire? What if a tree falls through my garage? It is … Continue reading 5 Ways Your Children Will Get You Sued
By Kristy Parker, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Fact: 100% of us will die, yet only 50% of us carry life insurance. This statement is a scary one, and not because it says that 100% of us will die. That’s a fact that deep down we all know (we just hope our … Continue reading Lunch over Life Insurance?