Life at Georgetown – Matthew Simmons

By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  20901 Describe your job. What do you do? I’m a Vice President at Georgetown Insurance. When I consider my job, I like to think about it in terms of assurance. Our customers are trusting us to protect their lifestyles and what they have created … Continue reading Life at Georgetown – Matthew Simmons

The Danger of Underinsuring or Underestimating Your Property Policy

By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD Honesty, transparency, and thoroughness are three important qualities that every business owner should look for in their insurance agent. When it comes to protecting your business, it is critical to have an agent who is genuinely looking out for your best interest…not … Continue reading The Danger of Underinsuring or Underestimating Your Property Policy

Umbrella Insurance and Why You Need It

By Matthew P Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD In many ways, standard insurance policies such as homeowners, automobile, and general liability can be compared to purchasing a rain coat and rain boots to help protect you from passing storms and rain showers. These passing storms represent the lingering threat of liability … Continue reading Umbrella Insurance and Why You Need It

Insurance Trends to Look for in 2018

2017 has proven itself to be anything but predictable, and has certainly kept the insurance industry on its toes. As the year comes to an end and 2018 begins, we can’t help but wonder what the next twelve months may hold. While we can’t predict the future, here are five trends to keep an eye … Continue reading Insurance Trends to Look for in 2018

Five Reasons You Should Work with an Independent Agent

Buying a house or choosing where to rent is not a decision to take lightly. You will want to explore the area, check out different neighborhoods, and – obviously — tour the properties. All of this can be difficult if you don’t have a good realtor who has your best interests in mind. What would … Continue reading Five Reasons You Should Work with an Independent Agent

Need Liquor Liability Insurance?

By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Does Your Business Need Liquor Liability Insurance? Serving your guests alcohol at a company-sponsored event is nothing new and actually expected by many guests. What damage could one beer or glass of wine really do? I mean, we’re all adults right? Well, unfortunately one … Continue reading Need Liquor Liability Insurance?

Answering the What, Who, and Why of Workers’ Compensation

Workers’ compensation insurance can be a complex coverage to understand. Workers’ compensation insurance is a federal requirement that every state must provide and each state determines its own methodology. It is important that business owners take the time to research and review their policies and establish workplace best practices. WHAT is Workers’ Compensation Insurance? The … Continue reading Answering the What, Who, and Why of Workers’ Compensation

Key Man Insurance – 3 Reasons You Should Consider It

By Kristy Parker, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Every business has that one employee who they just can’t afford to lose. You know the one. That employee whose face comes to mind instantly. In fact, I bet you are picturing them right now. It could be the employee who brings in the … Continue reading Key Man Insurance – 3 Reasons You Should Consider It