4 Questions Every Business Owner Should Ask About Their Insurance Coverage

By Michael Crowell Georgetown Insurance Service, Inc. Silver Spring, MD Business can be unpredictable, but your insurance coverage shouldn’t be. Yet, far too often, business owners find themselves in the unenviable position of learning that an event they assumed would be covered is not. First, they ask “why?” then they ask, “why didn’t I know … Continue reading 4 Questions Every Business Owner Should Ask About Their Insurance Coverage

Driverless Cars and Insurance: How Does it Work?

By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  20901 Driverless or self-driving cars might sound like something out of a science fiction novel. But the technology has already become a reality. In fact, research and computer modeling conducted by Accenture and the Stevens Institute of Technology projected that by the year 2035 … Continue reading Driverless Cars and Insurance: How Does it Work?

Life at Georgetown – Joseph Smith

By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD Describe your job. What do you do?  I provide advice and specific insurance coverage to owners of businesses, with a focus on income producing property accounts, such as apartment owners, shipping center owners, office buildings, etc. How/Why did you get into the … Continue reading Life at Georgetown – Joseph Smith

Life at Georgetown – Thomas Wagaman

By Thomas Wagaman, Associate Georgetown Insurance Service, Inc. Silver Spring, MD  20901 Describe your job. What do you do? My job is to make sure that businesses are getting the best possible value with their business insurance. I start the process by identifying businesses who I feel like I have the opportunity to help. Once … Continue reading Life at Georgetown – Thomas Wagaman

Preparedness Month: Physical Threats

This month is National Preparedness Month, an initiative by the Ready Campaign, which is “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies.” Each week highlights a different, important element of disaster preparedness. This first week is ‘Make and Practice Your Plan.’ In case of a natural disaster … Continue reading Preparedness Month: Physical Threats

Life at Georgetown – Matthew Simmons

By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  20901 Describe your job. What do you do? I’m a Vice President at Georgetown Insurance. When I consider my job, I like to think about it in terms of assurance. Our customers are trusting us to protect their lifestyles and what they have created … Continue reading Life at Georgetown – Matthew Simmons

The Danger of Underinsuring or Underestimating Your Property Policy

By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD Honesty, transparency, and thoroughness are three important qualities that every business owner should look for in their insurance agent. When it comes to protecting your business, it is critical to have an agent who is genuinely looking out for your best interest…not … Continue reading The Danger of Underinsuring or Underestimating Your Property Policy

Umbrella Insurance and Why You Need It

By Matthew P Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD In many ways, standard insurance policies such as homeowners, automobile, and general liability can be compared to purchasing a rain coat and rain boots to help protect you from passing storms and rain showers. These passing storms represent the lingering threat of liability … Continue reading Umbrella Insurance and Why You Need It