Insurance Needs for General Contractors and Subcontractors

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Bringing a construction project to life is a team effort. There’s usually a general contractor, who is responsible for the full management of the project, but there’s also a group of subcontractors, who perform the actual work itself. When it comes to insurance … Continue reading Insurance Needs for General Contractors and Subcontractors

Why Your Contractors Need to Be Insured – Part 2

By: Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD We previously wrote an article on the importance of making sure contractors who work on your home and/or property are insured properly. The same basic principle rings true for general contractors when selecting subcontractors. If you fail to properly vet your subcontractors, you … Continue reading Why Your Contractors Need to Be Insured – Part 2

Pollution Liability Insurance – What it is, What it Covers, and What it Costs

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD When you first hear the word “pollution,” what comes to mind? Do you think of billowing dark smog clouds hovering over Beijing, noxious exhaust fumes pouring out from the car in front of you at the light, or possibly an oil spill seeping out … Continue reading Pollution Liability Insurance – What it is, What it Covers, and What it Costs

Making Sure Your Contractors are Insured – Part 1

By Ben Simmons, Associate Georgetown Insurance Service, Inc. Silver Spring, MD Part of responsible homeownership is keeping your house maintained and updated. This often requires outside help and expertise. While we always encourage shopping and supporting local businesses, we do recommend that you take the time to carefully consider and vet any and all contractors … Continue reading Making Sure Your Contractors are Insured – Part 1

5 Ways Contractors Can Lower Workers Compensation Costs

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Insurance costs have always been top a concern for Contractors of all trades. Insurance costs are usually a “top 5” expense up with payroll, material cost, vehicle expenses, etc. We frequently see several areas where money can be saved with a few quick-fixes. Sometimes … Continue reading 5 Ways Contractors Can Lower Workers Compensation Costs