Insurance. We all need it. It safeguards our property, our families, our businesses and our employees. Insurance can help us pay for property damages, injuries, and medical expenses that might otherwise have large financial consequences. However, sometimes navigating the various policies, terms, and coverages can get confusing and overwhelming. Let’s break down the most common … Continue reading Insurance Lingo 101
Did you know… That in 2016, the National Highway Traffic Safety Administration (NHTSA) reported 397 traffic fatalities on Independence Day weekend alone? In fact, 44 percent of all vehicle fatalities that occurred in 2016 happened between the months of May and August, with July being the highest. Medically consulted injuries in motor vehicle incidents totaled … Continue reading Did You Know – National Safety Month
Did you know… That in 2017, the U.S. Coast Guard counted 4,291 accidents that included 658 deaths, 2,629 injuries and approximately $46 million dollars of damage to property as a result of recreational boating accidents? What’s more, the use of alcohol was the leading known contributing factor (where a cause was known) in fatal boating … Continue reading Did You Know – Boating Accidents
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “How much insurance do I need?” This is one of the most common questions we as insurance agents get on a regular basis – and it comes with no easy answer. In fact, most of us avoid answering it completely. For example, in the … Continue reading Personal Auto Insurance: Are Your Limits Enough?
Did you know… Your insurance company labels your pool as an “attractive nuisance?” Now, you might be scratching your head wondering what that even means. An attractive nuisance is an appealing item that could be a danger to children. Pools, playground equipment, trampolines, lawn mowers, gasoline pumps, abandoned cars, and certain landscaping features such as … Continue reading Did You Know – Your Pool Is an “Attractive Nuisance”
By Carolyn Paulochik, CIC Georgetown Insurance Service, Inc. Frederick, MD 21703 It’s a common misconception that you only need flood insurance if you own property in a flood-prone state like Florida, Louisiana, Georgia, or the Carolinas. But the truth is, floods can (and do) happen anywhere. Changing weather conditions in recent years have caused flooding … Continue reading Get Familiar with Flood Insurance
By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Driverless or self-driving cars might sound like something out of a science fiction novel. But the technology has already become a reality. In fact, research and computer modeling conducted by Accenture and the Stevens Institute of Technology projected that by the year 2035 nearly … Continue reading Driverless Cars and Insurance: How Does it Work?
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Do I really need auto insurance?” Even if you think you’re the safest driver out there, the answer to this question is an unequivocal yes. Auto insurance is a critical purchase and it’s required in all states, except for New Hampshire. Whether you … Continue reading Auto Insurance 101: What You Need to Know