5 Things You Should Know About Flood Insurance

Spring is here and the rainfall has already started. Rain is essential to keep our lands healthy but can also cause lots of unwanted damage. Residents and businesses should contact their insurance agent to review their flood insurance policies, or lack thereof, to see where they may fall short. The damage caused by flooding can … Continue reading 5 Things You Should Know About Flood Insurance

COVID-19 Insurance Issues and Concerns

By Remmie Butchko, CIC Georgetown Insurance Service Silver Spring, MD   COVID-19 has shut down many businesses either due to state mandated stay-at-home orders or infections in the office or place of work, such as construction sites.  While business owners are trying to make ends meet with reduced revenue, complete closures, COVID-19 affected employees and … Continue reading COVID-19 Insurance Issues and Concerns

Did You Know…. If Your Child has a “Business” Your Basic Homeowners Insurance Policy Doesn’t Cover Them?

If your child has a “business” they’re getting paid for, such as babysitting, lawn mowing, snow shoveling, or car washing, your basic homeowners insurance policy doesn’t cover them? For many older children and teens, babysitting, mowing lawns, shoveling snow or washing cars is their first ever job. It’s a great way for kids to test … Continue reading Did You Know…. If Your Child has a “Business” Your Basic Homeowners Insurance Policy Doesn’t Cover Them?

5 Misconceptions About the Insurance Industry

Insurance is complicated – but it’s also a necessity. It helps to protect us from the uncertainty we all face in our day-to-day lives. But with endless information available online, it can be tough for people to distinguish between what’s true and what’s false. While there are many misconceptions floating around about insurance, here are … Continue reading 5 Misconceptions About the Insurance Industry

Insurance Tip: Had an auto accident but think it’s just minor damage? Here’s why you should file a claim anyway

Many people who are involved in minor collisions—often called “fender benders”—avoid reporting these types of accidents to their insurance companies. But why is that? Well, many individuals assume that their insurance rates will increase. They also believe that they can work things out with the other driver without involving the insurance companies. In fact, some … Continue reading Insurance Tip: Had an auto accident but think it’s just minor damage? Here’s why you should file a claim anyway

What’s in Store for 2020?

2019 has been full of ups and downs. And just like 2018, this year has brought change to the insurance industry. From cyber-attacks to sexual harassment, here are some areas you can expect to see grow in 2020: Cyber: Cyber-attacks continue to get more complicated and complex every year. According to a recent Malwarebytes report, … Continue reading What’s in Store for 2020?

Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers

Did You Know… You can add coverage to your auto insurance policy to cover you if you’re in an accident with an uninsured or underinsured driver. Getting into a car accident is an incredibly stressful event. And getting into a car accident with an uninsured or underinsured motorist can send your stress levels straight through … Continue reading Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers

Insurance Tip: Why It’s Critical for Your Contractors and Vendors to Be Licensed & Insured

Are you thinking of renovating an old kitchen, installing a hot tub or building an in-law suite? While it might seem enticing and budget-friendly to DIY or hire an (unlicensed) friend to help with these projects, when it comes to home maintenance, the cheapest routes are usually not the safest. Many people don’t understand the … Continue reading Insurance Tip: Why It’s Critical for Your Contractors and Vendors to Be Licensed & Insured