Auto Insurance 101: What You Need to Know

By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Do I really need auto insurance?” Even if you think you’re the safest driver out there, the answer to this question is an unequivocal yes. Auto insurance is a critical purchase and it’s required in all states, except for New Hampshire. Whether you … Continue reading Auto Insurance 101: What You Need to Know

Why is my Auto Insurance premium going up?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD We are constantly asked why auto insurance premiums are going up so regularly. Unfortunately, I can tell you from a recent life experience. I was at a swim meet, and another driver was nice enough to “hit and run” the front end of my … Continue reading Why is my Auto Insurance premium going up?

Preparedness Month: Check Your Insurance Coverage

As we discussed in our blog earlier this month, September is National Preparedness Month, an initiative by the Ready Campaign “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies” (source). This week’s theme is ‘Check Your Insurance Coverage.’ If a disaster strikes, insurance is your first line of … Continue reading Preparedness Month: Check Your Insurance Coverage

Preparedness Month: Physical Threats

This month is National Preparedness Month, an initiative by the Ready Campaign, which is “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies.” Each week highlights a different, important element of disaster preparedness. This first week is ‘Make and Practice Your Plan.’ In case of a natural disaster … Continue reading Preparedness Month: Physical Threats

Life at Georgetown – Matthew Simmons

By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  20901 Describe your job. What do you do? I’m a Vice President at Georgetown Insurance. When I consider my job, I like to think about it in terms of assurance. Our customers are trusting us to protect their lifestyles and what they have created … Continue reading Life at Georgetown – Matthew Simmons

Five Tips to Help Prevent Flooding

With flooding plaguing our area and additional rainfall looming in the weekly forecast, we figured there was no better time to share five simple tips to help prevent flooding in your office or home. These preventative measures could help you avoid or minimize unnecessary damage. Clear and adjust your spouts and gutters. Gutters and drainage … Continue reading Five Tips to Help Prevent Flooding

Umbrella Insurance and Why You Need It

By Matthew P Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD In many ways, standard insurance policies such as homeowners, automobile, and general liability can be compared to purchasing a rain coat and rain boots to help protect you from passing storms and rain showers. These passing storms represent the lingering threat of liability … Continue reading Umbrella Insurance and Why You Need It

Maryland – Have you updated your smoke alarms yet?

Maryland’s Updated Smoke Alarm Law On January 1, 2018 Maryland rolled out a new smoke alarm law for residences. For homeowners, the new law will require the replacement of all smoke alarms when they are 10 years old (from the date of manufacture). In addition, homeowners must replace battery-only operated smoke alarms with units powered by … Continue reading Maryland – Have you updated your smoke alarms yet?