Insurance Needs for General Contractors and Subcontractors

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Bringing a construction project to life is a team effort. There’s usually a general contractor, who is responsible for the full management of the project, but there’s also a group of subcontractors, who perform the actual work itself. When it comes to insurance … Continue reading Insurance Needs for General Contractors and Subcontractors

Craziest Claim of the Month – “Mind Slip…Major Damage”

We all do it. We all forget. We forget to turn our headlights off, close the gas cap, or take our coffee off the top of the car before driving off. Sometimes those mind slips can be funny…other times they can be outright disastrous. In this month’s craziest claim, one tiny forgetful incident led to … Continue reading Craziest Claim of the Month – “Mind Slip…Major Damage”

Craziest Claim of the Month – “Bad Luck Booze”

  Accidents can happen anywhere, anytime, and to anyone. As the owner of a liquor store, one could expect a reasonable amount of liability to come with that territory. However, in this month’s craziest claim, one business owner was left wondering what in the world had happened as his livelihood (aka liquor) started flowing out … Continue reading Craziest Claim of the Month – “Bad Luck Booze”

Craziest Claim of the Month – The “Acid”ent

  Swimming pool cleaning often requires the use of strong chemicals and acids. Due to their associated risk, the chemicals should never be used by anyone but licensed and trained professionals. However, even then accidents can happen. One of our clients, a pool service company, experienced just that despite having their employees undergo extensive training … Continue reading Craziest Claim of the Month – The “Acid”ent

What I thought Insurance Was, What It Actually Is, and What I’ve Learned

By Michael Crowell, Associate Georgetown Insurance Service, Inc. Silver Spring, MD When I first decided to embark upon a new career in insurance, I was all in. I plunged head first into a new career, confident that I would succeed. Expecting an adjustment period and some initial growing pains, I’m going to be honest with you…I … Continue reading What I thought Insurance Was, What It Actually Is, and What I’ve Learned

Craziest Claim of the Month – The Stowaway

  One of our clients, a pool servicing company, had a crew working on a customer’s backyard pool. While they were servicing the pool, they discovered a three-foot long black snack. They put the snake into a bucket, put the bucket in the back of the van, and then went back to working on the … Continue reading Craziest Claim of the Month – The Stowaway

Craziest Claim of the Month – The Flaming, Runaway Mower

  One of our clients, a landscaping company, had a crew out working on a customer’s lawn. The landscape crew had a hard time getting one of the riding lawnmowers started and once it finally did, they were afraid to turn it off in the event that it wouldn’t restart. When it got low on gas, … Continue reading Craziest Claim of the Month – The Flaming, Runaway Mower

Why Your Contractors Need to Be Insured – Part 2

By: Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD We previously wrote an article on the importance of making sure contractors who work on your home and/or property are insured properly. The same basic principle rings true for general contractors when selecting subcontractors. If you fail to properly vet your subcontractors, you … Continue reading Why Your Contractors Need to Be Insured – Part 2