This month is National Preparedness Month, an initiative by the Ready Campaign, which is “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies.” Each week highlights a different, important element of disaster preparedness. This first week is ‘Make and Practice Your Plan.’ In case of a natural disaster … Continue reading Preparedness Month: Physical Threats
By Matthew P Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD In many ways, standard insurance policies such as homeowners, automobile, and general liability can be compared to purchasing a rain coat and rain boots to help protect you from passing storms and rain showers. These passing storms represent the lingering threat of liability … Continue reading Umbrella Insurance and Why You Need It
By Remmie Butchko , CIC Georgetown Insurance Service, Inc. Silver Spring, MD As I wrap up my 5-part series on cyber risk and awareness I wanted to conclude by covering one of the most important issues we all face in business and in our personal lives, which is managing the risks associated with E-Commerce. E-Commerce … Continue reading Cyber Risk Management Practices
By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Volunteers play an important role in many organizations in both the nonprofit and for profit arenas. Have you thought about what happens if your company’s volunteer (such an unpaid intern), gets injured on the job, assaults an employee, or sues you for discrimination? Would … Continue reading Should You Insure Your Volunteers?
By Remmie Butchko , CIC Georgetown Insurance Service, Inc. Silver Spring, MD We have all experienced the many ways technology has changed how we go about our daily lives. For the most part, technological advances have resulted in positive outcomes. Unfortunately, technological advances have also changed the way criminals steal, as well. Historically, Crime Insurance … Continue reading Cyber Crime – How to Protect Yourself
By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Does Your Business Need Liquor Liability Insurance? Serving your guests alcohol at a company-sponsored event is nothing new and actually expected by many guests. What damage could one beer or glass of wine really do? I mean, we’re all adults right? Well, unfortunately one … Continue reading Need Liquor Liability Insurance?
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD My last post discussed potential issues with General Liability (GL) insurance as it relates to damaging or destroying electronic media, information, or data that is owned by others. Because GL policies intend to cover “Property Damage,” and electronic data is no longer considered to … Continue reading Cyber Liability – Failure to Protect Information
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Virtually every business owner purchases General Liability insurance at some point. This can also be referred to as GL (General Liability), BOP (Business owner Policy), or CGL (Commercial General Liability) insurance. For the purposes of this discussion, it will be referred to as “GL.” … Continue reading Cyber Liability – What is Tangible Property?