September is recognized as National Preparedness Month. An initiative by Ready.gov, the month aims to encourage and remind Americans to prepare for disasters or emergencies at home, at work and in the community. This year’s theme is “Prepared, Not Scared” and its goal is to help homeowners and business owners develop a proactive plan of … Continue reading National Preparedness Month: It’s Time to Review Your Insurance Coverage
By Ben Simmons, CLCS, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Depending on the circumstances, your company can be held legally responsible for harm caused by the bad acts of your employees. An accident with a company vehicle, harassment of a coworker or customer, damage to a customer’s property due to intentional negligence … Continue reading How Employees Can Get You Sued
Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD While there are many facets of cyber insurance, this is geared toward the considerations business owners must make relating to First Party Coverages, which can often be overlooked. Many of today’s discussions of cyber insurance concern Third Party issues, such as failure to protect private … Continue reading Cyber Insurance: Why Should You Purchase it?
By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Bringing a construction project to life is a team effort. There’s usually a general contractor, who is responsible for the full management of the project, but there’s also a group of subcontractors, who perform the actual work itself. When it comes to insurance … Continue reading Insurance Needs for General Contractors and Subcontractors
By Michael Crowell Georgetown Insurance Service, Inc. Silver Spring, MD Business can be unpredictable, but your insurance coverage shouldn’t be. Yet, far too often, business owners find themselves in the unenviable position of learning that an event they assumed would be covered is not. First, they ask “why?” then they ask, “why didn’t I know … Continue reading 4 Questions Every Business Owner Should Ask About Their Insurance Coverage
By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD The unfortunate reality is that as technology continues to evolve, so do hackers. Today, cybercrimes are more sophisticated than ever. But with so many scams out there, how can companies stay on top of these potential threats? Here are several cyber scams to keep … Continue reading Cyber Scams: What’s in Store for 2019
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year — a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019
As we discussed in our blog earlier this month, September is National Preparedness Month, an initiative by the Ready Campaign “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies” (source). This week’s theme is ‘Check Your Insurance Coverage.’ If a disaster strikes, insurance is your first line of … Continue reading Preparedness Month: Check Your Insurance Coverage