If your child has a “business” they’re getting paid for, such as babysitting, lawn mowing, snow shoveling, or car washing, your basic homeowners insurance policy doesn’t cover them? For many older children and teens, babysitting, mowing lawns, shoveling snow or washing cars is their first ever job. It’s a great way for kids to test … Continue reading Did You Know…. If Your Child has a “Business” Your Basic Homeowners Insurance Policy Doesn’t Cover Them?
Insurance is complicated – but it’s also a necessity. It helps to protect us from the uncertainty we all face in our day-to-day lives. But with endless information available online, it can be tough for people to distinguish between what’s true and what’s false. While there are many misconceptions floating around about insurance, here are … Continue reading 5 Misconceptions About the Insurance Industry
Did You Know… If your neighbor’s tree falls on your house or car, you’re likely responsible? While summer means relaxing by the pool and enjoying the warm weather, it can also mean damaging storms and high winds. All it takes is one strong storm to topple a tree and cause significant damage to your home … Continue reading Did You Know – Neighbor’s Tree Falls on Your House or Car: Who’s Responsible?
Insurance. We all need it. It safeguards our property, our families, our businesses and our employees. Insurance can help us pay for property damages, injuries, and medical expenses that might otherwise have large financial consequences. However, sometimes navigating the various policies, terms, and coverages can get confusing and overwhelming. Let’s break down the most common … Continue reading Insurance Lingo 101
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Why did my homeowners insurance premium increase? I haven’t made any claims.” When it comes to homeowners insurance, this is a common question. And often, many people don’t like the answer. When it comes to premium increases, the causes are usually external and not … Continue reading Why Are Homeowners Insurance Premiums Increasing?
As we discussed in our blog earlier this month, September is National Preparedness Month, an initiative by the Ready Campaign “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies” (source). This week’s theme is ‘Check Your Insurance Coverage.’ If a disaster strikes, insurance is your first line of … Continue reading Preparedness Month: Check Your Insurance Coverage