Did You Know – Neighbor’s Tree Falls on Your House or Car: Who’s Responsible?

Did You Know… If your neighbor’s tree falls on your house or car, you’re likely responsible? While summer means relaxing by the pool and enjoying the warm weather, it can also mean damaging storms and high winds. All it takes is one strong storm to topple a tree and cause significant damage to your home … Continue reading Did You Know – Neighbor’s Tree Falls on Your House or Car: Who’s Responsible?

Insurance Lingo 101

Insurance. We all need it. It safeguards our property, our families, our businesses and our employees. Insurance can help us pay for property damages, injuries, and medical expenses that might otherwise have large financial consequences. However, sometimes navigating the various policies, terms, and coverages can get confusing and overwhelming. Let’s break down the most common … Continue reading Insurance Lingo 101

Why Are Homeowners Insurance Premiums Increasing?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Why did my homeowners insurance premium increase? I haven’t made any claims.” When it comes to homeowners insurance, this is a common question. And often, many people don’t like the answer. When it comes to premium increases, the causes are usually external and not … Continue reading Why Are Homeowners Insurance Premiums Increasing?

Preparedness Month: Check Your Insurance Coverage

As we discussed in our blog earlier this month, September is National Preparedness Month, an initiative by the Ready Campaign “designed to educate and empower the American people to prepare for, respond to and mitigate emergencies” (source). This week’s theme is ‘Check Your Insurance Coverage.’ If a disaster strikes, insurance is your first line of … Continue reading Preparedness Month: Check Your Insurance Coverage