Accidents happen. And if you’ve never been in one, consider yourself lucky. In fact, the average American driver can expect to be in three or four accidents in their lifetime – and that’s just as likely to happen while driving a company vehicle as it is driving your family car. In general, companies are usually … Continue reading Crash the company car? Here are 5 steps to take if you’re involved in a commercial/business vehicle accident.
Did You Know… If your neighbor’s tree falls on your house or car, you’re likely responsible? While summer means relaxing by the pool and enjoying the warm weather, it can also mean damaging storms and high winds. All it takes is one strong storm to topple a tree and cause significant damage to your home … Continue reading Did You Know – Neighbor’s Tree Falls on Your House or Car: Who’s Responsible?
Insurance. We all need it. It safeguards our property, our families, our businesses and our employees. Insurance can help us pay for property damages, injuries, and medical expenses that might otherwise have large financial consequences. However, sometimes navigating the various policies, terms, and coverages can get confusing and overwhelming. Let’s break down the most common … Continue reading Insurance Lingo 101
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “How much insurance do I need?” This is one of the most common questions we as insurance agents get on a regular basis – and it comes with no easy answer. In fact, most of us avoid answering it completely. For example, in the … Continue reading Personal Auto Insurance: Are Your Limits Enough?
This month’s craziest claim involves an equipment company in charge of hauling a large piece of excavating equipment through a rural area. The company had done its due diligence and all clearances had been checked before transport. The driver was prepared and ready to make the delivery. All was going well until the equipment hit … Continue reading Craziest Claim of the Month – “A (Too) Tall Order”
By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Driverless or self-driving cars might sound like something out of a science fiction novel. But the technology has already become a reality. In fact, research and computer modeling conducted by Accenture and the Stevens Institute of Technology projected that by the year 2035 nearly … Continue reading Driverless Cars and Insurance: How Does it Work?
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Do I really need auto insurance?” Even if you think you’re the safest driver out there, the answer to this question is an unequivocal yes. Auto insurance is a critical purchase and it’s required in all states, except for New Hampshire. Whether you … Continue reading Auto Insurance 101: What You Need to Know
In our latest craziest claim, an overeager interviewee took rejection a bit too far. One of our clients, a sand and gravel hauler, was conducting interviews to fill an open position. After being denied employment, one potential applicant took it upon himself to demonstrate his eligibility. In his delusional haste to prove himself, he stole … Continue reading Craziest Claim of the Month – “Down in the Dumps”