Craziest Claim of the Month – “Down in the Dumps”

In our latest craziest claim, an overeager interviewee took rejection a bit too far. One of our clients, a sand and gravel hauler, was conducting interviews to fill an open position. After being denied employment, one potential applicant took it upon himself to demonstrate his eligibility. In his delusional haste to prove himself, he stole … Continue reading Craziest Claim of the Month – “Down in the Dumps”

The Six Insurance Trends to Keep an Eye on in 2019

By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year ­­— a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019

Why is my Auto Insurance premium going up?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD We are constantly asked why auto insurance premiums are going up so regularly. Unfortunately, I can tell you from a recent life experience. I was at a swim meet, and another driver was nice enough to “hit and run” the front end of my … Continue reading Why is my Auto Insurance premium going up?

Craziest Claim of the Month – “Mind Slip…Major Damage”

We all do it. We all forget. We forget to turn our headlights off, close the gas cap, or take our coffee off the top of the car before driving off. Sometimes those mind slips can be funny…other times they can be outright disastrous. In this month’s craziest claim, one tiny forgetful incident led to … Continue reading Craziest Claim of the Month – “Mind Slip…Major Damage”

Craziest Claim of the Month – “Bad Luck Booze”

  Accidents can happen anywhere, anytime, and to anyone. As the owner of a liquor store, one could expect a reasonable amount of liability to come with that territory. However, in this month’s craziest claim, one business owner was left wondering what in the world had happened as his livelihood (aka liquor) started flowing out … Continue reading Craziest Claim of the Month – “Bad Luck Booze”

Craziest Claim of the Month – The “Acid”ent

  Swimming pool cleaning often requires the use of strong chemicals and acids. Due to their associated risk, the chemicals should never be used by anyone but licensed and trained professionals. However, even then accidents can happen. One of our clients, a pool service company, experienced just that despite having their employees undergo extensive training … Continue reading Craziest Claim of the Month – The “Acid”ent

Craziest Claim of the Month – The Stowaway

  One of our clients, a pool servicing company, had a crew working on a customer’s backyard pool. While they were servicing the pool, they discovered a three-foot long black snack. They put the snake into a bucket, put the bucket in the back of the van, and then went back to working on the … Continue reading Craziest Claim of the Month – The Stowaway

Why Your Contractors Need to Be Insured – Part 2

By: Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD We previously wrote an article on the importance of making sure contractors who work on your home and/or property are insured properly. The same basic principle rings true for general contractors when selecting subcontractors. If you fail to properly vet your subcontractors, you … Continue reading Why Your Contractors Need to Be Insured – Part 2