Insurance Lingo 101

Insurance. We all need it. It safeguards our property, our families, our businesses and our employees. Insurance can help us pay for property damages, injuries, and medical expenses that might otherwise have large financial consequences. However, sometimes navigating the various policies, terms, and coverages can get confusing and overwhelming. Let’s break down the most common … Continue reading Insurance Lingo 101

Personal Auto Insurance: Are Your Limits Enough?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “How much insurance do I need?” This is one of the most common questions we as insurance agents get on a regular basis – and it comes with no easy answer. In fact, most of us avoid answering it completely. For example, in the … Continue reading Personal Auto Insurance: Are Your Limits Enough?

Craziest Claim of the Month – “A (Too) Tall Order”

This month’s craziest claim involves an equipment company in charge of hauling a large piece of excavating equipment through a rural area. The company had done its due diligence and all clearances had been checked before transport. The driver was prepared and ready to make the delivery. All was going well until the equipment hit … Continue reading Craziest Claim of the Month – “A (Too) Tall Order”

Driverless Cars and Insurance: How Does it Work?

By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Driverless or self-driving cars might sound like something out of a science fiction novel. But the technology has already become a reality. In fact, research and computer modeling conducted by Accenture and the Stevens Institute of Technology projected that by the year 2035 nearly … Continue reading Driverless Cars and Insurance: How Does it Work?

Auto Insurance 101: What You Need to Know

By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Do I really need auto insurance?” Even if you think you’re the safest driver out there, the answer to this question is an unequivocal yes. Auto insurance is a critical purchase and it’s required in all states, except for New Hampshire. Whether you … Continue reading Auto Insurance 101: What You Need to Know

Craziest Claim of the Month – “Down in the Dumps”

In our latest craziest claim, an overeager interviewee took rejection a bit too far. One of our clients, a sand and gravel hauler, was conducting interviews to fill an open position. After being denied employment, one potential applicant took it upon himself to demonstrate his eligibility. In his delusional haste to prove himself, he stole … Continue reading Craziest Claim of the Month – “Down in the Dumps”

The Six Insurance Trends to Keep an Eye on in 2019

By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year ­­— a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019

Why is my Auto Insurance premium going up?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD We are constantly asked why auto insurance premiums are going up so regularly. Unfortunately, I can tell you from a recent life experience. I was at a swim meet, and another driver was nice enough to “hit and run” the front end of my … Continue reading Why is my Auto Insurance premium going up?