Insurance is complicated – but it’s also a necessity. It helps to protect us from the uncertainty we all face in our day-to-day lives. But with endless information available online, it can be tough for people to distinguish between what’s true and what’s false. While there are many misconceptions floating around about insurance, here are … Continue reading 5 Misconceptions About the Insurance Industry
Many people who are involved in minor collisions—often called “fender benders”—avoid reporting these types of accidents to their insurance companies. But why is that? Well, many individuals assume that their insurance rates will increase. They also believe that they can work things out with the other driver without involving the insurance companies. In fact, some … Continue reading Insurance Tip: Had an auto accident but think it’s just minor damage? Here’s why you should file a claim anyway
Did You Know… You can add coverage to your auto insurance policy to cover you if you’re in an accident with an uninsured or underinsured driver. Getting into a car accident is an incredibly stressful event. And getting into a car accident with an uninsured or underinsured motorist can send your stress levels straight through … Continue reading Did You Know – You Can Add Coverage to Your Auto Policy to Cover Uninsured or Underinsured Drivers
Accidents happen. And if you’ve never been in one, consider yourself lucky. In fact, the average American driver can expect to be in three or four accidents in their lifetime – and that’s just as likely to happen while driving a company vehicle as it is driving your family car. In general, companies are usually … Continue reading Crash the company car? Here are 5 steps to take if you’re involved in a commercial/business vehicle accident.
Did You Know… If your neighbor’s tree falls on your house or car, you’re likely responsible? While summer means relaxing by the pool and enjoying the warm weather, it can also mean damaging storms and high winds. All it takes is one strong storm to topple a tree and cause significant damage to your home … Continue reading Did You Know – Neighbor’s Tree Falls on Your House or Car: Who’s Responsible?
Insurance. We all need it. It safeguards our property, our families, our businesses and our employees. Insurance can help us pay for property damages, injuries, and medical expenses that might otherwise have large financial consequences. However, sometimes navigating the various policies, terms, and coverages can get confusing and overwhelming. Let’s break down the most common … Continue reading Insurance Lingo 101
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “How much insurance do I need?” This is one of the most common questions we as insurance agents get on a regular basis – and it comes with no easy answer. In fact, most of us avoid answering it completely. For example, in the … Continue reading Personal Auto Insurance: Are Your Limits Enough?
This month’s craziest claim involves an equipment company in charge of hauling a large piece of excavating equipment through a rural area. The company had done its due diligence and all clearances had been checked before transport. The driver was prepared and ready to make the delivery. All was going well until the equipment hit … Continue reading Craziest Claim of the Month – “A (Too) Tall Order”