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The Impact of Foreign Workers on U.S. Employers

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  The U.S. is known as the “land of opportunity.” And because of this, people from around the world are attracted to live and work in America, seeking both high- and low-skilled jobs. The increase in labor creates more competition in the workforce and sometimes, … Continue reading The Impact of Foreign Workers on U.S. Employers

Craziest Claim of the Month – “An Unlucky Note”

Pianos are an investment. Not only are they expensive to purchase, they’re also expensive to ship. In June’s craziest claim, one local piano company the unfortunate luck of eating some expensive charges. A customer came into the shop and priced out one piano with overseas shipping included. He purchased it with a credit card and … Continue reading Craziest Claim of the Month – “An Unlucky Note”

Pollution Liability Insurance 101

“The presence in or introduction into the environment of a substance or thing that has harmful or poisonous effects.” According to Dictonary.com, that’s the true definition of pollution. When people hear this word, it usually conjures up images of dark smog pouring from factory smoke stacks, exhaust fumes filling the air from large trucks, and … Continue reading Pollution Liability Insurance 101

Why Are Homeowners Insurance Premiums Increasing?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “Why did my homeowners insurance premium increase? I haven’t made any claims.” When it comes to homeowners insurance, this is a common question. And often, many people don’t like the answer. When it comes to premium increases, the causes are usually external and not … Continue reading Why Are Homeowners Insurance Premiums Increasing?

Did You Know – Boating Accidents

Did you know… That in 2017, the U.S. Coast Guard counted 4,291 accidents that included 658 deaths, 2,629 injuries and approximately $46 million dollars of damage to property as a result of recreational boating accidents? What’s more, the use of alcohol was the leading known contributing factor (where a cause was known) in fatal boating … Continue reading Did You Know – Boating Accidents

Directors and Officers Liability Insurance: It’s Not Just for Public Companies

By Pat Keightley, CIC Georgetown Insurance Service, Inc. Fairfax, VA One of the biggest misconceptions surrounding Directors and Officers (D&O) liability insurance is that it’s only intended for public companies, and companies with an outside Board of Directors. While policies are more commonly written for such organizations, D&O insurance can be very necessary to properly … Continue reading Directors and Officers Liability Insurance: It’s Not Just for Public Companies

Craziest Claim of the Month – “An Explosive Idea”

Being a mechanic is tough work. Keeping track of all your gear, tools, and equipment while simultaneously working to diagnosis an issue can be hard. But in May’s craziest claim, one employee who decided to light his own way ended up encountering a fiery surprise. While working in the shop, the mechanic’s hat fell of … Continue reading Craziest Claim of the Month – “An Explosive Idea”

Personal Auto Insurance: Are Your Limits Enough?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD “How much insurance do I need?” This is one of the most common questions we as insurance agents get on a regular basis – and it comes with no easy answer. In fact, most of us avoid answering it completely. For example, in the … Continue reading Personal Auto Insurance: Are Your Limits Enough?