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Looking Past the Premium

By: Patrick Keightley, CIC, Vice President Georgetown Insurance Service, Inc. Silver Spring, MD There is no denying that Workers’ Compensation is complex.  When choosing a carrier, it is imperative that businesses evaluate a number of factors…not just simply choose based on the premium costs. Two factors that are often overlooked are how carriers historically handle … Continue reading Looking Past the Premium

Why Return To Work Programs Are a Win-Win

By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD 21703 Return to work programs are an underutilized and undervalued tool that businesses in all industries should look to leverage. These programs have an even larger impact in industries such as construction, where Workers Compensation claims tend to be more prevalent. Not only are … Continue reading Why Return To Work Programs Are a Win-Win

Life at Georgetown – Matthew Simmons

By Matthew Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD  20901 Describe your job. What do you do? I’m a Vice President at Georgetown Insurance. When I consider my job, I like to think about it in terms of assurance. Our customers are trusting us to protect their lifestyles and what they have created … Continue reading Life at Georgetown – Matthew Simmons

The Danger of Underinsuring or Underestimating Your Property Policy

By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD Honesty, transparency, and thoroughness are three important qualities that every business owner should look for in their insurance agent. When it comes to protecting your business, it is critical to have an agent who is genuinely looking out for your best interest…not … Continue reading The Danger of Underinsuring or Underestimating Your Property Policy

Craziest Claim of the Month – “Bad Luck Booze”

  Accidents can happen anywhere, anytime, and to anyone. As the owner of a liquor store, one could expect a reasonable amount of liability to come with that territory. However, in this month’s craziest claim, one business owner was left wondering what in the world had happened as his livelihood (aka liquor) started flowing out … Continue reading Craziest Claim of the Month – “Bad Luck Booze”

Insurance Awareness Day – Top 4 Questions Every Business Owner Should Ask Themselves

National Insurance Awareness Day takes place on June 28th of each year. While experts aren’t sure who originally created it, it has now come to serve as an annual reminder for individuals and businesses to review their insurance coverage. In honor of this year’s Insurance Awareness Day, we are sharing the top four questions that … Continue reading Insurance Awareness Day – Top 4 Questions Every Business Owner Should Ask Themselves

Craziest Claim of the Month – The “Acid”ent

  Swimming pool cleaning often requires the use of strong chemicals and acids. Due to their associated risk, the chemicals should never be used by anyone but licensed and trained professionals. However, even then accidents can happen. One of our clients, a pool service company, experienced just that despite having their employees undergo extensive training … Continue reading Craziest Claim of the Month – The “Acid”ent

Five Tips to Help Prevent Flooding

With flooding plaguing our area and additional rainfall looming in the weekly forecast, we figured there was no better time to share five simple tips to help prevent flooding in your office or home. These preventative measures could help you avoid or minimize unnecessary damage. Clear and adjust your spouts and gutters. Gutters and drainage … Continue reading Five Tips to Help Prevent Flooding