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Should You Insure Your Volunteers?

By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Volunteers play an important role in many organizations in both the nonprofit and for profit arenas. Have you thought about what happens if your company’s volunteer (such an unpaid intern), gets injured on the job, assaults an employee, or sues you for discrimination? Would … Continue reading Should You Insure Your Volunteers?

Cyber Crime – How to Protect Yourself

By Remmie Butchko , CIC Georgetown Insurance Service, Inc. Silver Spring, MD We have all experienced the many ways technology has changed how we go about our daily lives. For the most part, technological advances have resulted in positive outcomes. Unfortunately, technological advances have also changed the way criminals steal, as well. Historically, Crime Insurance … Continue reading Cyber Crime – How to Protect Yourself

Need Liquor Liability Insurance?

By Kelli Tyler, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Does Your Business Need Liquor Liability Insurance? Serving your guests alcohol at a company-sponsored event is nothing new and actually expected by many guests. What damage could one beer or glass of wine really do? I mean, we’re all adults right? Well, unfortunately one … Continue reading Need Liquor Liability Insurance?

Cyber Liability – Failure to Protect Information

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD My last post discussed potential issues with General Liability (GL) insurance as it relates to damaging or destroying electronic media, information, or data that is owned by others.  Because GL policies intend to cover “Property Damage,” and electronic data is no longer considered to … Continue reading Cyber Liability – Failure to Protect Information

Answering the What, Who, and Why of Workers’ Compensation

Workers’ compensation insurance can be a complex coverage to understand. Workers’ compensation insurance is a federal requirement that every state must provide and each state determines its own methodology. It is important that business owners take the time to research and review their policies and establish workplace best practices. WHAT is Workers’ Compensation Insurance? The … Continue reading Answering the What, Who, and Why of Workers’ Compensation

Cyber Liability – What is Tangible Property?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Virtually every business owner purchases General Liability insurance at some point.  This can also be referred to as GL (General Liability), BOP (Business owner Policy), or CGL (Commercial General Liability) insurance.  For the purposes of this discussion, it will be referred to as “GL.” … Continue reading Cyber Liability – What is Tangible Property?

Key Man Insurance – 3 Reasons You Should Consider It

By Kristy Parker, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Every business has that one employee who they just can’t afford to lose. You know the one. That employee whose face comes to mind instantly. In fact, I bet you are picturing them right now. It could be the employee who brings in the … Continue reading Key Man Insurance – 3 Reasons You Should Consider It

What is “Cyber Insurance?”

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD   Technology has changed our lives in unfathomable ways over recent years.  When I started in the insurance business, we had floppy discs (literally) and documents printed on carbon paper with a dot matrix printer.  My first “cell phone” was in a bag so … Continue reading What is “Cyber Insurance?”