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WAGE-AND-HOUR CLAIMS

By Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD   Wage-and-hour claims happen when employees file lawsuits against their employers regarding an alleged failure to pay overtime wages. Wage and Hour lawsuits have increased substantially over the past 10 years and they will continue to increase as more and more disgruntled ex-employees file … Continue reading WAGE-AND-HOUR CLAIMS

What are Adequate Limits for Personal Auto Insurance?

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD   As Professional Insurance Agents this is one of our most frequently asked questions …..How much insurance is enough? What Limit of Insurance should I buy? What is the “right” amount of coverage?   For insurance buyers, it is one of the most commonly … Continue reading What are Adequate Limits for Personal Auto Insurance?

5 Ways Your Children Will Get You Sued

By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD   When most of our customers purchase insurance, they consider “what ifs” about things that could happen TO them. What if someone hits me in an automobile accident? What if my house catches on fire? What if a tree falls through my garage?   … Continue reading 5 Ways Your Children Will Get You Sued

Liability Insurance 101 for Nonprofits

By Kelli Tyler, Associate Georgetown Insurance Service, Inc. Silver Spring, MD November 9, 2015 What type of insurance do you need for your nonprofit? Well, that depends. I know that’s not the most helpful answer but each organization is different. The most important thing for you to do when purchasing insurance is to ensure that … Continue reading Liability Insurance 101 for Nonprofits

Are You Alive?

By Kelli Tyler, Associate Georgetown Insurance Service, Inc. Silver Spring, MD November 20, 2015   Don’t ask what the world needs. Ask what makes you come alive and go do it. Because what the world needs is people who have come alive. – Howard Thurman   I thought of this quote after attending the Maryland … Continue reading Are You Alive?

Lunch over Life Insurance?

By Kristy Parker, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Fact: 100% of us will die, yet only 50% of us carry life insurance. This statement is a scary one, and not because it says that 100% of us will die. That’s a fact that deep down we all know (we just hope our … Continue reading Lunch over Life Insurance?