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The Tree Care Industry and Errors & Omissions Insurance

By Matthew Simmons, CIC & Ben H. Simmons, CLCS Georgetown Insurance Service, Inc. Silver Spring, MD  20901   A traumatic event occurred in Farragut Square on February 2, 2013. A local contractor was hired to cut down a dead ash tree on one side of the park but mistakenly chopped down a historic ginkgo tree. … Continue reading The Tree Care Industry and Errors & Omissions Insurance

Did You Know – Your Pool Is an “Attractive Nuisance”

Did you know… Your insurance company labels your pool as an “attractive nuisance?” Now, you might be scratching your head wondering what that even means. An attractive nuisance is an appealing item that could be a danger to children. Pools, playground equipment, trampolines, lawn mowers, gasoline pumps, abandoned cars, and certain landscaping features such as … Continue reading Did You Know – Your Pool Is an “Attractive Nuisance”

Craziest Claim of the Month – “A Sharp Looking Tree”

For April’s craziest claim, it was just a normal day for a local tree company. Employees were busy cutting down trees and running the branches and stumps through a wood chipper. It was business as usual…that was until one tree gave them a little more than they bargained for. Unbeknownst to the workers, part of … Continue reading Craziest Claim of the Month – “A Sharp Looking Tree”

Insurance Needs for General Contractors and Subcontractors

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Bringing a construction project to life is a team effort. There’s usually a general contractor, who is responsible for the full management of the project, but there’s also a group of subcontractors, who perform the actual work itself. When it comes to insurance … Continue reading Insurance Needs for General Contractors and Subcontractors

4 Questions Every Business Owner Should Ask About Their Insurance Coverage

By Michael Crowell Georgetown Insurance Service, Inc. Silver Spring, MD Business can be unpredictable, but your insurance coverage shouldn’t be. Yet, far too often, business owners find themselves in the unenviable position of learning that an event they assumed would be covered is not. First, they ask “why?” then they ask, “why didn’t I know … Continue reading 4 Questions Every Business Owner Should Ask About Their Insurance Coverage

Life at Georgetown – Joseph Lalla

By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Describe your job. What do you do? I’m a commercial lines agent with Georgetown Insurance Service and have been with the agency since 2008. My job is to help companies obtain the insurance coverage they need, from the best carriers, to ensure they’re … Continue reading Life at Georgetown – Joseph Lalla

Craziest Claim of the Month – “A (Too) Tall Order”

This month’s craziest claim involves an equipment company in charge of hauling a large piece of excavating equipment through a rural area. The company had done its due diligence and all clearances had been checked before transport. The driver was prepared and ready to make the delivery. All was going well until the equipment hit … Continue reading Craziest Claim of the Month – “A (Too) Tall Order”

Get Familiar with Flood Insurance

By Carolyn Paulochik, CIC Georgetown Insurance Service, Inc. Frederick, MD  21703 It’s a common misconception that you only need flood insurance if you own property in a flood-prone state like Florida, Louisiana, Georgia, or the Carolinas. But the truth is, floods can (and do) happen anywhere. Changing weather conditions in recent years have caused flooding … Continue reading Get Familiar with Flood Insurance